🇬🇧 2025/26

United Kingdom Income Tax Calculator 2025/26

UK income tax calculation for England, Wales & Northern Ireland with personal allowance taper above £100k.

  • 2025/26 tax bands
  • Personal allowance
  • Allowance taper
  • Slab breakdown
  • Monthly net pay

Enter Your Details

2025/26 · England, Wales & Northern Ireland

Personal allowance of £12,570 applied automatically. Tapers above £100,000.

Everything You Need to Know

UK Income Tax (2025/26)

Most taxpayers receive a tax-free personal allowance of £12,570. Income above the allowance is taxed in three bands: basic (20%), higher (40%), and additional (45%).

Above £100,000, the personal allowance is reduced by £1 for every £2 of income over £100,000.

UK income tax bands 2025/26
BandRate
Basic rate (up to £37,700 taxable)20%
Higher rate40%
Additional rate45%

Frequently Asked Questions

What is the UK personal allowance for 2025/26?

£12,570 for most taxpayers. It tapers by £1 for every £2 earned above £100,000.

Which UK regions do these rates apply to?

England, Wales, and Northern Ireland. Scotland uses different rates.

Is National Insurance included?

No. This calculator shows income tax only, not NI contributions.

What are the UK tax bands?

Basic rate 20%, higher rate 40%, and additional rate 45% on taxable income above the personal allowance.