Tax & Salary
CTC Calculator India
CTC salary calculator to convert annual CTC to monthly in-hand salary after PF, professional tax, and income tax under old or new regime.
Enter Your CTC
FY 2025-26 · Salaried employee in India
Typically 40–50% of CTC
Usually 40–50% of basic
Varies by state; ₹2,400/year is common
Choose the regime to estimate income tax on salary
Chapter VI-A Deductions
Total deductions: ₹0 + ₹50,000 standard
Section 80C
PPF, ELSS, LIC, home loan principal (max ₹1.5L)
Section 80D
Health insurance premium
Other Deductions
80CCD(1B), NPS, etc.
CTC calculator India explained
This CTC salary calculator splits your package into basic, HRA, PF, and tax to show take-home pay. Use it alongside our India income tax calculator when comparing old vs new regime.
CTC salary calculator
Enter annual CTC and basic percentage. The calculator estimates monthly gross, employee PF, professional tax, and income tax to show net in-hand salary.
Old vs new regime
Toggle regimes to see how 80C and 80D deductions under the old regime affect your take-home pay compared to the new regime default.
Salary structure
Adjust HRA as a percentage of basic. Pair with our HRA calculator to check how much HRA is tax-exempt.