Investments
SIP Calculator
Estimate mutual fund SIP returns with monthly investment, expected annual return, and tenure. Add an annual step-up to model salary increments and rising contributions.
Enter SIP Details
Monthly mutual fund SIP · India
Pick a preset or customize below
Increase SIP amount each year to match salary growth (0 = flat SIP)
Mutual fund SIP calculator explained
A Systematic Investment Plan (SIP) invests a fixed amount each month. Returns compound over time. This SIP calculator projects total invested, estimated gains, and maturity value at your chosen return rate.
SIP return calculator
Enter monthly SIP amount, expected return (% p.a.), and duration in years. The calculator shows invested capital versus estimated wealth at maturity.
Step-up SIP
Set an annual step-up percentage to increase your SIP each year. Useful when you expect salary hikes and want to invest more over time.
Compare with FD
Mutual fund returns are market-linked and not guaranteed. Compare with our FD maturity calculator for fixed, predictable returns.
Tax on gains
Equity and debt fund taxation differs by holding period. Use our India income tax calculator to estimate tax on capital gains separately.