22 Jul 2026
FinanceMutual Funds versus PMS versus SIF versus AIF: Which Investment Vehicle is Right for You?
India’s investment world has changed a lot in the last ten years.
Read articleFree tax tools · Latest finance news · FY 2025-26
Free Income Tax Calculator India & finance tools for FY 2025-26
Calculate income tax under old vs new regime, use EMI, SIP, GST, and HRA calculators, create PDFs and GST invoices — and read daily stock market and tax updates for India.
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Latest finance news India & stock market updates
Plain-English articles on income tax updates, GST news, Sensex & Nifty moves, banking, and personal finance — newest stories first, updated daily.
Income tax news
GST updates
Stock market news
Sensex & Nifty
RBI & economy
Personal finance
22 Jul 2026
Income TaxSafari Retreats: Why SC ITC Relief on Malls, Hotels & Warehouses Short-Lived
Article examines the Safari Retreats judgment, retrospective amendment to Section 17(5)(d), dismissal of the review petition, and construction-related ITC…
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22 Jul 2026
Tax UpdatesNo indirect tax on Assignment or transfer of long-term leasehold rights for industrial plots: Supreme Court dismisses SLP against GCCI [Read Order]
In a recent judgement, the Supreme Court of India rejected a batch of Special Leave Petitions filed by the Union of India, thereby upholding the Gujarat H…
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22 Jul 2026
Tax DepartmentUnutilised CGAS funds: Don't let 3-year exemption deadline trigger levy notice
A widespread misconception exists that capital gains tax remains deferred until funds are physically withdrawn from the CGAS account.
Read articleFY 2025-26 · AY 2026-27
Income tax slabs India — old vs new regime
Compare how much tax you pay under the old tax regime (with deductions like 80C, 80D, and HRA) versus the new tax regime (lower slabs, fewer deductions). Use our free calculator to see which option saves more for your salary.
| Income slab (₹) | New regime rate | Old regime rate |
|---|---|---|
| Up to 3,00,000 | Nil | Nil |
| 3,00,001 – 7,00,000 | 5% | 5% |
| 7,00,001 – 10,00,000 | 10% | 20% |
| 10,00,001 – 12,00,000 | 15% | 30% |
| 12,00,001 – 15,00,000 | 20% | 30% |
| Above 15,00,000 | 30% | 30% |
Slabs shown are indicative for resident individuals under 60. Surcharge and cess apply on total tax. Rebate u/s 87A may reduce tax for income up to ₹12 lakh under the new regime.
Document tools
PDF editing, GST invoices, and rent receipts
Prepare the documents you need for tax season and daily business work. Sign a PDF, issue a GST bill, or print rent receipts for your employer. Files are processed on your computer; we do not upload them to our servers.
Sign & annotate
PDF Editor
Open a PDF, add a signature, correct text, highlight important lines, merge pages, and save the updated file. Processing stays on your device.
- Digital signature (image or typed)
- Edit PDF text inline
- Highlight & draw
- Merge multiple PDFs
- Delete pages
ITR acknowledgementBank KYC formsOffice letters
Open PDF Editor
GST billing
GST Invoice Generator
Prepare GST tax invoices with seller and buyer GSTIN, HSN/SAC codes, line items, and CGST/SGST or IGST. Upload your logo and download a PDF that matches the on-screen layout.
- CGST+SGST / IGST toggle
- Multi-rate line items
- Company logo upload
- Discount ₹ or %
- Live preview while editing
Freelancer invoiceShop billConsultant GST
Open GST Invoice Generator
HRA claims
Online Rent Receipt
Create rent receipt online for HRA claims with tenant and landlord details, landlord PAN, single or multiple months, and amount in words.
- Single or multi-month PDF
- Landlord PAN field
- Amount in words (Indian)
- Payment mode (Cash/UPI/etc.)
- HRA-ready format
HRA exemptionLandlord receiptMonthly rent proof
Open Rent Receipt Generator
Tax & finance calculators
Income tax for India, the US, the UK, Canada, and Australia, plus salary, EMI, SIP, GST, HRA, PPF, and FD calculators.
Tax & Salary
Income Tax Calculator India
Calculate income tax for India with old vs new regime comparison for FY 2025-26.
Tax & Salary
CTC to In-Hand Salary
Convert CTC to monthly in-hand salary after PF and tax.
Loans & EMI
EMI Calculator
Home, car, and personal loan EMI with amortization schedule.
Investments
SIP Calculator
Mutual fund SIP returns with optional step-up.
Investments
PPF Calculator
Public Provident Fund maturity under Section 80C.
Business & GST
GST Calculator
Add or remove GST with CGST/SGST or IGST split.
Business & GST
Invoice Generator
Create GST invoices and download PDF.
Utility
PDF Editor
Edit PDFs online: text, signatures, and annotations.
Tax & Salary
Create Rent Receipt Online
Online rent receipt generator for HRA with PDF download.
Tax & Salary
HRA Exemption Calculator
Calculate HRA tax exemption under Section 10(13A).
Investments
FD Maturity Calculator
Fixed deposit maturity and FD tax calculator.
Why Tax Samjho?
Data stays on your device
Calculations and PDF generation run locally. We do not store salary slips, invoice data, or uploaded PDFs on our servers.
Built for India
FY 2025-26 tax slabs, CGST/SGST invoice fields, HRA rent receipts, and rupee formatting. International tax calculators are also available for the US, UK, Canada, and Australia.
Free, no signup
No trial period, no watermark on downloads, and no credit card required. Open a tool and start working. Create an account only if you want to save documents later.
Tools that work together
Create a GST invoice, sign it in the PDF editor, or generate rent receipts and check HRA with our HRA calculator.
How the document tools fit together
The PDF Editor is for signing ITR acknowledgements, filling dates on bank forms, or marking up a clause before sending a file to your chartered accountant. Upload the PDF, use the tools on the left, and download the updated file.
The GST Invoice Generator helps freelancers and shop owners prepare bills with seller and buyer GSTIN, HSN/SAC codes, and line-item tax. The downloaded PDF matches what you see on screen.
The Rent Receipt Generator helps salaried employees prepare monthly or annual rent receipts with landlord PAN, amount in words, and payment details for HR submission.
Disclaimer: All tools are for planning and document preparation. They are not a substitute for professional tax or legal advice.
Frequently Asked Questions
Is Tax Samjho free to use?
Yes. Every calculator and document tool is free: no signup, subscription, or watermark on downloads.
Does my data leave my browser?
No. Tax calculations, invoices, and PDF edits run on your device. We do not upload salary figures, business details, or PDF files.
Which tools are best for freelancers and small businesses?
Use the GST invoice generator for billing clients, the PDF editor to sign contracts and forms, and the rent receipt generator for HRA documentation.
Can I compare old vs new tax regime in India?
Yes. The India income tax calculator shows both regimes in one view, with Section 80C, 80D, and HRA deductions for FY 2025-26.
Do I need an account to download PDFs?
No account is required. Open any tool, fill in your details, and download instantly.
Are these tools valid for ITR filing?
Calculators and document helpers are for planning and formatting only. Confirm final figures with a chartered accountant before filing.