Terms and Conditions

Last updated: July 2026

1. Acceptance

By visiting or using Tax Samjho, you agree to these terms. If you do not agree, please stop using the site.

2. What we provide

Tax Samjho offers free online tools for tax estimation, salary breakdown, loan planning, investments, GST invoicing, rent receipts, and PDF editing. We also publish a finance and tax news blog with original articles on income tax, GST, markets, and personal finance for India.

Features may change, be added, or be removed without prior notice.

3. Blog and news articles

Articles on Tax Samjho are written and edited by us for general information and education. They explain public finance and tax developments in plain language for Indian readers.

• We do not republish or mirror full articles, paywalled text, or proprietary content from other publishers.
• We are not affiliated with, endorsed by, or acting on behalf of any news organisation, stock exchange, regulator, or government agency unless we say so explicitly.
• Headlines and stories on third-party sites may cover the same public events; our articles are independent explainers and may differ in wording, focus, and detail.
• Blog posts are not a substitute for professional tax, legal, or investment advice. See our Disclaimer.

4. No professional relationship

Using this site does not create a client relationship with any accountant, lawyer, or financial adviser. Our tools produce estimates based on the inputs you provide and published tax rules. They are starting points for your own research, not final answers.

5. Your responsibility

You are responsible for checking results before filing income tax returns, signing loan documents, or issuing invoices to customers. Verify GST numbers, HRA claims, and salary components against your actual payslips and employer policies. When reading blog articles, confirm important facts and figures before acting on them.

6. Acceptable use

You may use the site for personal or business planning. You may not:

• Attempt to break, overload, or scrape the site in ways that harm other users
• Reverse engineer or republish our tools as your own product without permission
• Use the site for unlawful activity
• Scrape, bulk-download, or systematically republish our blog articles or tool outputs without written permission

7. Intellectual property

Tax Samjho name, logo, site design, blog articles, and original tool content belong to us or are licensed for our use. Calculator outputs and documents you generate belong to you. You may share links to our articles and tools; you may not pass off our editorial content as your own publication.

8. Disclaimer of warranties

The site is provided "as is". We do not guarantee uninterrupted access, error-free calculations, or that results match what your bank, employer, or the Income Tax Department will accept. See our full Disclaimer.

9. Limitation of liability

To the fullest extent permitted by law, Tax Samjho is not liable for losses arising from reliance on calculator results, blog articles, downloaded documents, or site downtime. This includes missed tax deadlines, incorrect invoice amounts, investment decisions based on SIP or FD projections, or actions taken after reading finance news on our blog.

10. Privacy and cookies

Your use of the site is also governed by our Privacy Policy and Cookie Policy.

11. Governing law

These terms are governed by the laws of India. Disputes shall be subject to the courts of India.

12. Contact

Questions about these terms: contact@taxsamjho.com.