Blog · 17 Oct 2026

Voluntary Provident Fund: Should you invest beyond EPF? Interest rates, levy rules and the ₹2.5 L limit explained

VPF allows salaried employees to invest beyond mandatory EPF contributions at the prevailing 8.25% interest rate.

Voluntary Provident Fund: Should you invest beyond EPF? Interest rates, levy rules and the ₹2.5 L limit explained

VPF allows salaried employees to invest beyond mandatory EPF contributions at the prevailing 8.25% interest rate.

Understand the ₹2.5 lakh tax-free interest limit, tax on excess contributions and withdrawal rules before investing more for retirement.

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