Blog · 19 Jul 2026

Retirement planning: Why the rule of 1% upgrade works better than a 1% increase in SIP amount

The rule of 1% upgrade encourages investors to increase the share of their income invested by one percentage point every year.

The rule of 1% upgrade encourages investors to increase the share of their income invested by one percentage point every year.

A small annual increase in the share of income invested can significantly boost long-term retirement savings.

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