Blog · 18 Jul 2026
EPF Scheme 2026: Mandatory ₹1,800 EPF, Voluntary Higher EPF & VPF Explained
One of the biggest changes introduced under the EPF Scheme, 2026 is the concept of mandatory and voluntary EPF contributions.
One of the biggest changes introduced under the EPF Scheme, 2026 is the concept of mandatory and voluntary EPF contributions.
Many employees are asking: Is EPF now capped at ₹1,800 per month? Can I still contribute on my full Basic Salary? Is this the same as VPF? Will my employer continue contributing above ₹1,800?
Unfortunately, there is considerable confusion because the new scheme uses the term “voluntary contribution”, while employees have traditionally been familiar with Voluntary Provident Fund (VPF). Although these terms sound similar, they are not the same. Let’s understand the new rules in simple language.